Benefits provided under Part 7 of the Insurance (Vehicle) Regulation, often referred to as “Part 7” or “no fault” benefits, are available to any insured persons injured or killed in a motor vehicle accident, as well as, in some circumstances their families. These benefits are available regardless of whether the individual applying for them was …
Section 83 of the Insurance (Vehicle) Act is an important but often overlooked portion of B.C.’s motor vehicle insurance legislative scheme that has the potential to cause significant problems for injured persons who are not aware of its existence. The section holds that a person who is entitled to receive medical benefits under a motor …
There are two levels of court in which individuals injured in motor vehicle accidents may pursue their claims in British Columbia: The Supreme Court of British Columbia and the Provincial Court of British Columbia. Choosing the appropriate forum to proceed in is an important decision in pursuing a case. Below are a few key features …
Hit and run accidents are regrettably common in British Columbia and the identity of the other driver in a motor vehicle accident may not always be ascertainable. Since a person injured in a motor vehicle accident generally obtains compensation for their injuries by filing a lawsuit against the driver at fault, individuals injured in hit …
One of the questions most people injured in a motor vehicle collision ask is “what is the compensation that I am entitled to?” The main purpose of a damage award from the courts in such claims is to put an injured person in the same position they would have been in, had the injury not …
What is necessary in order to be prepared for the meeting? You need to understand the kinds of questions that an ICBC adjuster investigating a personal injury claim will be asking you. These will generally include: Did you see the other vehicle braking? How much time did you have to break? How far away from …
Why should the same doctor examine me repeatedly? As someone involved in an accident and with an ICBC claim, it is important that you have regular examinations by your family doctor. The reason for this is that your doctor will record what you report over time. This is more powerful evidence than a single visit. …
What is a Work Capacity Evaluation and why do I need one? A Work Capacity Evaluation (also referred to as a Functional Capacity Evaluation) is a professional evaluation performed by an occupational therapist, who is generally a Certified Work Capacity Evaluator. The process usually takes at least one day. The evaluation may be done either …
Is it absolutely necessary to journal my pain? Relying on memory over long periods of time to document pain and suffering is not a best practice. A consistent daily diary is a useful tool that can help you keep track of what you felt and when. However, there is a problem with a diary. The …
What do I do if the other vehicle left before we exchanged contact information? Unfortunately, hit-and-run accidents occur. A hit-and-run does not mean you will not be covered under an ICBC insurance policy, but there are very specific tasks that you must complete in order to proceed with a claim. As someone who was in …
